Disclaimer, Privacy Policy, and Advertising Disclosure

SMARTIPS365.com is a personal website (site) and blog. The contents represent my own personal views and not my employer's. The opinions, expressions, or suggestions are not intended to harm, defame, or libel.

Readers of this website can not hold the site or its owners responsible for what is said or displayed. The site and its owner make no representation as to accuracy, completeness, timeliness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries or damages arising from its display or use.  Neither the site nor its owner is responsible for the comments posted by readers, the content of any linked websites, or the comments of contributors. 

The site provides general information, not professional or financial advice.  As the owner of SMARTIPS, I am not a licensed investment advisor, investment professional, or tax professional. This site should not be visited for investment advice.

In no case, this site, the owner or contributors, shall be held liable for any gains, losses or missed opportunities on any securities or investments made as a result of visiting this website and using any associated content to make a decision on investing or your personal finances.

By visiting and/or using the information on this website, you agree to this disclaimer.

Please consult with your personal investment professional and/or tax professional before investing any of your money.  Any transactions or investments published on this site are not recommendations to act on any securities; they are transactions considered or completed as part of my personal financial journey.

Do your own research, accept personal responsibility and realize past performance is no guarantee of future results.  Invest based on your own research and on the advice of your own personal professional advisers.